Navigating the River of Real Estate in 2026: How Many Listings Are Actually Up for Grabs in Your City?

February 19, 2026

(Try our Interactive Calculator!)

By Verl Workman

Over the years, I’ve watched markets rise, fall, flatten out, overheat, cool off – and then do it all over again!

And if there’s one thing I’ve learned through every cycle, it’s this: The headlines are almost always louder than the reality.

If you listen to the news, you’d think real estate just turns on and off like a light switch. One year it’s booming. The next year it’s “over.”

But in my experience, real estate doesn’t stop. In fact, it flows like a river.

Sometimes fast. Sometimes slow. Sometimes wide. Sometimes narrow.

But it never disappears.

That simple truth is the foundation of what we call – and it’s one of the most important mindset and business tools I’ve ever taught agents.

People Don’t Move Because of the Market. They Move Because of Life

Over the years I’ve asked thousands of agents a simple question: “Why do people really move?

Almost no one says, “Because mortgage rates changed.”

They move because of:

  • New jobs and relocations
  • Marriages and divorces
  • Growing families
  • Retirement
  • Health changes
  • Downsizing
  • Death
  • Becoming a first-time homeowner

In my experience, life events drive real estate far more than economic cycles ever will.

That’s why even in difficult markets, transactions still happen. The River may narrow, but it keeps moving forward.

I’ve seen this firsthand in strong markets, soft markets, and everything in between.

And that’s why I don’t believe in a “dead market.” I believe in winding rivers.

The River Isn’t a Metaphor – It’s Math

Here’s where this moves from philosophy to something you can actually build your business on.

Over the years, through research and observation, we identified three key constants that exist in almost every market:

  1. The average household size
  2. The percentage of owner-occupied homes
  3. The percentage of homeowners who sell each year

When you apply those to any city’s population, you can estimate – with surprising accuracy – how many transactions will take place in that market during an average year.

Even in shifting markets. Even in uncertain times. Even when confidence is low.

That changes how you look at everything.

What Happens When Agents Finally See Their River

In my experience, once an agent truly understands the size of their river, three big things happen almost immediately:

  1. Fear loses its grip. When you can see real opportunity in actual numbers, you stop riding the emotional roller coaster of headlines.
  2. Your conversations change. You stop selling from hope and start speaking from clarity – especially with hesitant buyers and sellers.
  3. Your business becomes deliberate. You’re no longer guessing how many opportunities might exist. You’re planning around what statistically will exist.

That’s the difference between reacting to the market… and navigating it.

Interactive Tool: Calculate Your River of Real Estate

Now let’s make this personal. To use the calculator below, all you’ll need to start is one simple number: The total population of your market area.

Once you enter it, the calculator will provide you with an approximate number of listings for the coming year. All you have to do is determine how many of them will be yours.

How many homes should sell each year in my market?

Enter your market population to estimate annual home sales using standard assumptions (66% homeownership, 2.51 people per household, 11% of homeowners sell each year).

Total people in your city/county/MLS area

When your final number appears, I want you to slow down and really look at it.

That number is not hype. It’s not optimism. It’s math.

That is your River.

The Question That Changes Everything

Once you know how many transactions are likely to happen in your market this year, there’s only one question that truly matters:

How many of those are you positioned to capture?

That’s not a market question anymore. That’s a business design question.

And it’s the exact question the River of Real Estate is meant to force – because clarity always comes before growth.

The Bottom Line

Markets will shift. Rates will rise and fall. Media narratives will swing wildly from optimism to fear.

But the River of Real Estate will keep flowing.

The agents who build lasting careers aren’t the ones who try to predict every market turn perfectly. They’re the ones who learn how to read the River and navigate it no matter what the conditions look like.

Now you’ve seen the size of your river.

The only question left is: What are you going to do with it this year?

Let’s Get Started!

The blog post above references a tool that is just one of a multitude of resources available through Workman Success Systems and used by our coaches to help their clients achieve the business they want and the life they deserve. Do you believe having the right coach might be able to help you get there? If the answer is yes, don’t wait. Click the link below, take our 2-minute assessment, and start your journey toward success today. I promise you’ll walk away with actionable ideas, whether you join our coaching program or not.

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